Financial Services – B2B Payments Fintech: Fraud & Merchant Monitoring AI

Industry: payments/fintech. Complexity: AML/BSA obligations.

Alert fatigue, slow investigations, inconsistent SAR quality.

Graph Agent, Case Brief Agent, Evidence Agent, SAR Draft Agent.

1. Transaction stream.
2. AI scores risk clusters.
3. Cases instantiated.
4. Analyst reviews brief.
5. SAR draft generated.
6. Compliance attests.
7. Feedback improves graph.

Detection Agent, Narrative Agent, Export Agent.

Real-time + batch, enterprise LLM with PII controls, immutable case logs.

Snowflake, case management, PostgreSQL, OpenAI, graph DB

Alert precision +37%; analyst cases/day +2.1x; time-to-SAR −58%; fraud loss rate −24%.

Build: 13 weeks. Deploy: shadow mode first. Optimization: continuous graph features.