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InsuranceAI implementation case study

Insurance – Regional P&C Carrier: FNOL & Triage Automation AI

AI for omnichannel FNOL, fraud scoring, adjuster assignment, and vendor dispatch for mitigation.

This case study documents a real client implementation. Identifying details may be withheld where confidentiality applies.

Key takeaway

PrimeAxiom automated first notice of loss through triage and routing with AI agents—not IVR trees.

The engagement

From operational friction to a connected AI system

01 · Context

Business overview

Industry: P&C insurance. Complexity: multi-peril policies.

02 · Challenge

Core problem

Manual FNOL, slow triage, vendor latency.

03 · Approach

Solution

PrimeAxiom deployed claims AI: conversational FNOL for voice/text, structured loss objects, fraud triage agents, adjuster routing, and vendor dispatch with SLA.

04 · Impact

Results

FNOL-to-adjuster assignment time −61%; straight-through processing +19%; fraud referral precision +33%; customer NPS +17.

System design

The full automation system

The implementation connects triggers, AI decisions, business rules, human approvals, and downstream actions in one controlled workflow.

FNOL Agent, Fraud Agent, Routing Agent, Vendor Agent.

Workflow

How the automation runs

1. Loss reported. 2. AI structures claim. 3. Fraud score. 4. Route to adjuster. 5. Mitigation dispatch. 6. Customer updates. 7. Continuous scoring.

Intelligence layer

AI agents and decision logic

Intake Agent, Score Agent, Dispatch Agent.

Under the hood

Technical architecture

Core system adapters, policy rules, LLM for narratives.

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